Pre-purchase Counseling -We utilize the latest desktop counselor software; provide supportive individual and group counseling sessions to prepare homebuyers to become mortgage ready. Clients are provided with budget preparation, credit history evaluation and other relative services.

Financial Literacy/Economic Education - We recognize that most people can benefit from an enhanced understanding of basic personal finance. We provide appropriate information through trusted intermediaries. These workshops include basic economic principles, cash flow & asset creation,, establishing financial priorities and goals, budgeting, the role of financial institutions/banking, credit/debt management along with wealth-building in homeownership, saving, insurance and real estate investments.

Credit Repair- Review credit reports and develop plans to correct derogatory credit. Follow up and negotiations with creditors for debt reduction and payment plans for improving credit scores. If needed letters are created for necessary credit corrections.

Foreclosure Prevention Counseling - Work with client to identify cause. On behalf of client work with lender to resolve prevention of foreclosure.

Post Purchase Counseling - Information and resources provide on property tax, insurance, refinancing, equity loans, property rehabilitation, upkeep and maintenance and a wide range of community services and other related information.

Rental Assistance - Link tenant with landlord. Provide education for tenants and landlords on community programs, city housing programs and information on rights and responsibilities. Follow and outreach is on going.

Choose to Own- Provide counseling with clients and prepare voucher participants to become homeowners.

Mental Health Council - Partnership with Community Mental Health Council to provide clients with outreach services to enable a individual or family client to maintain a healthier state while encouraging self-esteem and self determination. Follow up is on going.