Illinois Hardest Hit Program

News from our Partners

For Immediate Release
August 1, 2013

Illinois Hardest Hit Program Helps Families Stay in Their Homes

Program Helped 9,000 Illinois Homeowners Avoid Foreclosure; Families in Need Must Apply by Sept. 30 Deadline

Chicago, IL – Partners in Community Building, Inc. today reminded homeowners in the Chicago area to apply for up to $35,000 in mortgage payment assistance under the Illinois Hardest Hit program by Sept. 30. To date, 9,000 homeowners have been helped in 96 of the 102 counties in Illinois – and there is still time for struggling homeowners to access this critical financial assistance.

Launched by Governor Pat Quinn in September 2011, and making significant impact in 2012 and 2013, the Illinois Hardest Hit program assists homeowners who have experienced an income reduction due to unemployment or substantial underemployment. The program makes mortgage payments on behalf of the borrower for up to 18 months, or $35,000 per household. The assistance allows eligible households to maintain their home while they work to regain employment and financial stability.

“The Illinois Hardest Hit program has helped thousands of struggling Illinois homeowners, and I encourage every resident in need to act now and access this important federal resource to keep their home,” said Governor Quinn.

In 2012, Governor Quinn created the Illinois Foreclosure Prevention Network (IFPN), a one-stop comprehensive, free resource to connect struggling homeowners with assistance to keep them in their homes and help them from being victims of mortgage fraud. Approximately 846,000 families have accessed this free assistance through the IFPN.

Anyone seeking assistance under the Illinois Hardest Hit program, or researching other foreclosure prevention resources, should visit the IFPN website at or call the hotline at 855-KEEP-411. The deadline to apply is Sept. 30.

As the state’s housing finance agency, IHDA was awarded $445 million in federal foreclosure prevention resources under the U.S. Department of the Treasury’s Hardest Hit Fund (HHF). Illinois, one of 18 states and the District of Columbia to receive HHF funding, is closing the application process due to projections based on past approval and assistance levels.

Over the last year, the Illinois Hardest Hit program approved an average of 474 households a month. Each qualifying homeowner received mortgage assistance averaging $33,000. By increasing the amount of assistance from $25,000 to $35,000 last spring, the program will help an additional 1,200 homeowners who otherwise wouldn’t have qualified.