Partners In Community Building, Inc. is a housing counseling agency approved by the U.S. Department of Housing and Urban Development (HUD). Building better communities block by block requires strategic partnerships with community stakeholders, organizations and resources to provide services that address the needs of local residents. Our team of housing professionals works endlessly to ensure our clients receive quality services. Our housing services include Homebuyer Education, Financial Literacy, Foreclosure Prevention, Rental Housing and the City of Chicago’s Micro Market Recovery Program.
We offer supportive individual and group pre-purchase counseling sessions to assist home-buyers in becoming mortgage ready. Post purchase counseling guides clients through homeownership by providing them with information and resources on property taxes, insurance, refinancing, equity loans, property rehabilitation, upkeep and maintenance.
PREDATORY LENDING COUNSELING / MORTGAGE MODIFICATION & MORTGAGE SCAM ASSISTANCE
The number of foreclosures resulting from inappropriate loans are reduced by teaching clients about the types of home loans available. Clients are educated about deceptive mortgage relief and foreclosure rescue companies and taught how to report such activities to appropriate authorities for investigation.
BUYING A HOME WITH FRAMEWORK
Once upon a time, buying a home was simple. Today, the game has changed. Whether you’re buying for the first time or the fifth, you need to be more savvy, more proactive. With homebuyer education, you can be. It’s not just about buying a home—it’s about staying in it. Research shows that informed homebuyers are successful homeowners.
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At Partners in Community Building, Inc., we stand behind our services with integrity. We partner with a variety of financial institutions and community organizations to create a curriculum and action plan that is practical and attainable. Workshops include basic economic principles, cash flow & asset creation, establishing financial priorities and goals, the role of financial institutions, credit & debt management, and more. Clients in need of credit building work with counselors to review their credit reports and develop plans to correct derogatory credit through our access to financial tools.
Although mortgage foreclosure filings and seriously delinquent mortgages have decreased from the historically high levels of the past decade, significant problems remain in many areas. Foreclosures and serious delinquencies cause high levels of economic stress for mortgage servicers, investors, and borrowers, and threaten the stability of neighborhoods. PICB’s foreclosure prevention department assists clients who are in eminent default, facing foreclosure or in post-foreclosure through various programs offered by the federal government as well as bank and investor programs. The different types of foreclosure alternatives are Reinstatement, Repayment plan, Forbearance plan, Loan modification, Short sale, or Deed in lieu of foreclosure.
Call to schedule an appointment with an experienced HUD Certified Housing Counselor free of charge at 312-239-6514.
C.H.O.P. (COMPREHENSIVE HOUSING ORGANIZING PROJECT)
Landlords and tenants are introduced through the program to form positive relationships that create sustainable households and communities. Both tenants and landlords are educated about rental rights and responsibilities, community programs, city housing options.