Welcome to the Illinois Hardest Hit Program
Welcome. We're here to help.
The Illinois Housing Development Authority (IHDA) has partnered with the U.S. Department of Treasury to offer temporary mortgage payment assistance to households that are struggling with income loss due to unemployment or underemployment, but are working to regain sufficient income to keep their home. Borrowers may be currently experiencing an income loss or experienced one in the past that caused them to get behind on their mortgage payments.
Follow the step-by-step instructions on this site to apply. Once you begin your application, you will be assigned to a review agency who will assist you through the application process and help review your eligibility for the program.
The Illinois Hardest Hit Program offers two types of assistance: